RESIDENTIAL LOAN APPLICATION (1003)
The 1003 mortgage application form is the industry standard form used by nearly all mortgage lenders in the United States. This basic form, or its equivalent, must be completed by a borrower to apply for a mortgage. While some lenders may use alternative forms or simply accept basic borrower information about identity, property type and value, the vast majority of lenders rely on the 1003 form.
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CREDIT REPORT AUTHORIZATION AND RELEASE
In order to process your loan, it is necessary to order a credit report. This form gives us your consent to order that report with the credit card information disclosed on the form.
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BORROWER'S CERTIFICATION AND AUTHORIZATION
This document has the borrower certify that all the information within the loan application is correct. The borrower's certification and authorization also authorizes the lender to share information in the loan application with other parties. It also gives the lender the right to verify information in the loan application, credit application, and employment history. By signing a borrower's certification and authorization, the borrower is willfully giving a way a piece of their privacy.
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