The Process For Buying A Home
Your Loan Application is Completed and All Pre-Approval Checklist Items are Collected
We Order Your Credit Report and Gather From You Any Missing Documents
We Issue Your Pre-Approval To You and You Begin Looking at Homes with a Professional RealtorĀ©
Fidelity Mortgage Orders Appraisal, Title Report, Insurance Binder and Other Necessary Documents
We Meet with You and Determine Loan Structure Based on Your Financial Goals and Needs
You Find Your Home and Your RealtorĀ© Presents an Offer on Your Behalf - The Offer is Accepted & Closing Date is Set
Fidelity Mortgage Submits Complete File to Underwriter for Final Loan Approval
Final Approval is Issued - Any Final Conditions are Collected and Satisfied
Loan is Clear to Close and Closing Documents are Sent to the Title Company
Fidelity Mortgage Stays in Touch and Our Client For Life Philosophy Begins! Where Debt Becomes Wealth
CONGRATULATIONS!
You Go To the Closing and Become the Owner of Your New Home
Fidelity Mortgage Sends You and Your RealtorĀ© a Copy of the Final Settlement Statement for You to Review in Advance